CU Home Loans has a successful track record of proving profit centers with independent credit unions seeking to establish mortgage loan divisions and portfolios.   Some of the specific benefits we provide include:

Improved Member Retention and Satisfaction: By offering competitive one-stop personalized lending, credit unions can improve relations with their current members.

Ability to Compete with Larger Financial Institutions: Partnering with CU Home Loans will allow your credit union to compete with banks, larger credit unions, and external mortgage banking firms.

Cost Effective Mortgage Services: The "internal outsourcing" relationship allows growing independent credit unions to provide cost-effective mortgage services.

New Profit Centers Without Increased Costs: Your credit union can benefit from new and stable profit centers without increasing your fixed overhead or staff.

Competitive Mortgage Lending Products: Working with CU Home Loans allows you to provide member friendly and competitive mortgage lending products for purchase money, refinancing, home equity loans, and hybrid real estate mortgages.

Inflation Resistant Investment Portfolios: New availability of inflation resistant investment portfolios may allow improved investment diversification for your balance sheet.